Lia Francisco 9/2/26 Lia Francisco 9/2/26

Why Contract Wins Are a Credit Signal Banks Miss

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Lia Francisco 8/26/26 Lia Francisco 8/26/26

The SEC Reopened Online Lending Registration. Underwriting Is Now the Moat.

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Lia Francisco 8/16/26 Lia Francisco 8/16/26

BSP Circular 1213's Deadline Has Passed. Now Comes the Examination.

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Lia Francisco 8/10/26 Lia Francisco 8/10/26

BSP's Draft National ID Rule Settles Identity. Not Credit.

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Lia Francisco 8/5/26 Lia Francisco 8/5/26

PH Banks' NPL Ratio Fell to 3.29%. Bad Loans Grew ₱54 Billion.

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Lia Francisco 7/29/26 Lia Francisco 7/29/26

BSP's AI Governance Principles Now Cover Your Vendor's Model

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Lia Francisco 7/22/26 Lia Francisco 7/22/26

Your Vendor Might Be a Company of One: SEC MC No. 10-2026 and the OPC Vendor Risk Gap

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Lia Francisco 7/14/26 Lia Francisco 7/14/26

SEC Raised the AFS Filing Threshold to ₱3M — Here's the Vendor Blind Spot It Creates

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Lia Francisco 7/4/26 Lia Francisco 7/4/26

SEC's 2026 Beneficial Ownership Rules: Why Knowing Who Owns Your Vendors Isn't Enough

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Lia Francisco 6/29/26 Lia Francisco 6/29/26

BSP Cut MSME Credit Risk Weights to 50%: What Banks Must Do to Qualify

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