Lia Francisco 10/29/26 Lia Francisco 10/29/26

BSP Raised Rates to 5.50%. What It Means for the Financial Files You Rely On

Lia Francisco 10/20/26 Lia Francisco 10/20/26

BSP Speeds Up Bank Director Accountability Rules

Lia Francisco 10/20/26 Lia Francisco 10/20/26

BSP Is Moving Operational Risk Capital to a Bank’s Own Loss History. Is Your Evidence Trail Ready?

Lia Francisco 10/10/26 Lia Francisco 10/10/26

RA 12009 Just Raised Government Procurement's Documentary Bar. Private Vendor Files Haven't Moved.

Lia Francisco 10/10/26 Lia Francisco 10/10/26

BSP Circular 1240: A ₱1-Billion Capital Floor Isn't a Credit Risk Control

Lia Francisco 9/2/26 Lia Francisco 9/2/26

Why Contract Wins Are a Credit Signal Banks Miss

Lia Francisco 8/26/26 Lia Francisco 8/26/26

The SEC Reopened Online Lending Registration. Underwriting Is Now the Moat.

Lia Francisco 8/16/26 Lia Francisco 8/16/26

BSP Circular 1213's Deadline Has Passed. Now Comes the Examination.

Lia Francisco 8/10/26 Lia Francisco 8/10/26

BSP's Draft National ID Rule Settles Identity. Not Credit.

Lia Francisco 8/5/26 Lia Francisco 8/5/26

PH Banks' NPL Ratio Fell to 3.29%. Bad Loans Grew ₱54 Billion.